Insurance ? Everybody needs it, but nobody wants it.

In today's world, people's opinions about insurance are quite different. There are those who reject it completely, most see it as a necessary evil and only a relatively low class spends wisely on adequate protection.

The decision is further complicated by the wide range of insurance types on the market and the complicated language of product descriptions.

But understanding the "fine print" and choosing the best package for you doesn't have to be a daunting task if you have your own Protection Advisor.

Someone you can trust and always has your best interests in mind,
Who helps you find the most suitable product for your personal situation,
The person who explains what the product is good for, what advantages or disadvantages it has,
And who helps even in the event of a claim.

As an employee of one of the companies with the widest range of services, I can put together the most suitable package for you from the services of more than 15 insurance companies, whether it is:

Life insurance,
Critical Illness insurance,
Income Protection,
Accident Protection,
Private Health Insurance

Book a FREE Consultation

"It wasn't raining when Noah started building the Ark"

And if you are one of those lucky one who never had anything happen to them, then

I have good news for You, the monthly insurance premium can be much more favourable for you than for those who weren`t so lucky.

You can start from the best place.

You have to start building your own "Ark" now before the rain comes.

Life is unpredictable,

Illnesses and accidents can happen to anyone, regardless of age or gender.

Insurance doesn't protect you from the pain, but at least it compensates you financially.

I guarantee that I will do my best to find a product that most suitable for your protection needs.

It is also possible to get insurance with an existing condition.

Let`s dive in

I`m NOT DRIVEN BY PROFIT...

I will always try to put together the most comprehensive "Safety net" for your personalised situation, based on a pre-agreed budget.
I will only look for a types of insurance that you have confirmed previously.
If, due to an additional benefit, I might not recommend the cheapest option, I will provide a full explanation of the benefits and why it is worth to have it, but the final decision is yours.

What goes around, comes around..

I deeply believe that honesty pays off, and a long-term partnership can only be built on trust and professionalism.

That's why I decided to become an adviser, Who is :

Thinks long-term and does not disappear after You have signed the contract,
Only bothers You if he has to "do business with you", (i.e. he has found the product for you or a better one has just released on the market)
Does not pressure or push a product on you just to get a higher commission.

Mike Koszo

Protection Adviser

Life is a continuous journey filled with changes and unexpected challenges. As a father, I fully understand the importance of family and the inner peace that comes with knowing our loved ones are safe. We all strive to create a stable and bright future for our families, but life has taught me that it is unpredictable, and even the slightest disruption can bring down the most perfectly built house of cards.

Most of my clients come to me when some unforeseen event has occurred in their lives, such as health issues like cancer, heart problems, high blood pressure, or diabetes. It's crucial to understand that these illnesses are not age-specific, they can occur at any time, even in younger age.

The loss of an old friend reinforced my own experiences in this regard. He sadly passed at the age of 39, despite a healthy lifestyle with regular exercise. This unfortunate incident highlighted the uncertainty of life and the importance of taking proactive steps before something goes wrong.

That's precisely why I am here as an insurance advisor. My goal is to help you and your family to plan ahead and build adequate security for every life situation.

Recently, I joined an amazing Firm that enables me to support my clients with cheaper premiums and a broader range of products. Additionally, I have gained access to unique products that can help clients to obtain Life Covers and Income Protection, even with pre-existing conditions.

By understanding your unique needs and circumstances, we can create personalized and reliable insurance plans to support your family in need, protect your assets, and ensure your financial stability.

Insurance ? Everybody needs it, but nobody wants it.

In today's world, people's opinions about insurance are quite different. There are those who reject it completely, most see it as a necessary evil and only a relatively low class spends wisely on adequate protection.

The decision is further complicated by the wide range of insurance types on the market and the complicated language of product descriptions.

But understanding the "fine print" and choosing the best package for you doesn't have to be a daunting task if you have your own Protection Advisor.

Someone you can trust and always has your best interests in mind,

Who helps you find the most suitable product for your personal situation,

The person who explains what the product is good for, what advantages or disadvantages it has,

And who helps even in the event of a claim.

As an employee of one of the companies with the widest range of services, I can put together the most suitable package for you from the services of more than 15 insurance companies, whether it is:

Life insurance,

Critical Illness insurance,

Income Protection,

Accident Protection,

Private Health Insurance